Hurricane Matthew Awareness
Hurricane Matthew is currently a very dangerous Category 3 storm with sustained winds of 115 mph. Matthew is expected to once again become a Category 4 Hurricane when it passes by Florida’s East coast. With the majority of Florida’s east coast currently in the cone of uncertainty of Matthew’s projected path, Governor Rick Scott has declared a State of Emergency for all of Florida’s 67 counties.
Ahead of Matthew, we urge all of our policyholders to focus on their safety and storm readiness preparation. Below are a few things you need to know:
1. A Hurricane Warning has been issued for Broward County Florida and a Tropical Storm Warning has been issued for the middle and upper Keys and Miami-Dade County. Hurricane Matthew is expected to affect the South East Florida coast in some degree by Thursday afternoon. www.nhc.noaa.gov
2. Carriers are issuing binding suspensions which suspend the issuance of new policies and any coverage or deductible changes
3. Start preparing now for the storm. A few preparations you may want to consider:
• Purchase bottled water and non-perishable items
• Fuel your car
• Get cash from an ATM
• Bring in patio furniture and other exterior items that could become windborne debris
• Prepare your windows and doors with opening protections (shutter panels, accordion shutters) and/or secure impact windows
4. Create a home inventory report by photographing your home and personal property prior to the storms impact. In the event of covered loss, a home inventory will help you get reimbursement from your insurance company for lost possessions covered by your policy. A good home inventory will include a detailed list of your belongings, including descriptions, photos or video, receipts, serial numbers, date of purchase, value-and anything other information that could help prove what you have and what it’s worth. If you have a smart phone, you can download a free app called “Know your Stuff” to document and organize your information in the cloud.
5. Make temporary repairs if your home is damaged in the storm, as necessary to protect your property from additional loss and keep receipts for reimbursement claims. If possible, we urge policyholders to take photos of any damage before any repairs are undertaken and submit those photos to the insurance company in support of their claim. When working with contractors you should read all documents carefully before signing anything, including those that may contain an assignment-of-benefits clause.
As you and your loved ones prepare for the impact of Hurricane Matthew, all of us at Clawson & Company, Inc. hope you and your family and friends remain safe and secure.
Clawson & Company, Inc. is an independent insurance agency that was established in 1952 by Earl S. Clawson and has remained family-owned and operated ever since. We proudly represent some of the strongest standard-admitted and non-admitted Surplus lines carriers in the State and can quote your homeowners, auto, RV, boat, business and workers-comp.
PATRICIA E. CLAWSON
CLAWSON & COMPANY, INC. // Owner and CEO
PHONE (954) 389-6930
ADDRESS 2731 Executive Park Drive, Suite 8, Weston, FL 33331